Money a users guide review năm 2024
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Show Recommendations from our site“It’s very applied and up to date. It’s targeted to young people, millennials and gen Z. It has a colourful, vibrant cover and none of the cobwebby feel that finance books sometimes have. Instead, it has all the things for the modern world, like online banking. It shows you how—when you’re sold this, that and the other—to look underneath the cover at what is actually happening. It gives you the journey from student loans all the way through to pensions and investments…I would recommend it to anyone from 16 upwards.” The Best Finance Books for Teens and Young Adults Darren Collins, Teacher Opening sentence: “This is a little guide that I could have really done with ten years ago, when I was twenty-three, and fresh off a First Great Western into London, one of the world’s most expensive cities, ready to start my first full-time job as the global economy crashed.” To quote the great Liza Minnelli in the film Cabaret: ‘Money makes the world go round, the world go round, the world go round…’ Yes, very true, Liza. So why oh why, as money is so important as a general life skill, are we not taught at school how to manage our finances when we are let loose into the world as fully grown adults? We are taught about the history of Egypt but have zero clue how to apply for a mortgage. This is ridiculous. I spent most of my twenties panicking about money – mainly the lack of it, but then when I did have some: Should I save it? Where should I save it? Should I put it all in a pension? What about the dreaded student loan? There were just so, so many scary questions that I pretty much just put my head in the sand and ignored my bank statements. So, like Laura says in her opening sentence, I really wish I had this book then! It is brilliant for two reasons: It reassures me that I was not alone in my dubious behaviour towards money and it offers practical, easy-to-understand advice on major financial milestones (buying a house, investing, finally cracking how to budget while still enjoying life) that you can apply to your own situation to make a positive difference. As well as the practical side, I really like how this book discusses the emotional side of money too: ‘Be kinder to yourself about money. There are few more emotive, yet oddly taboo topics. We should not be afraid to admit how bad money can make us feel.’ Money is often a cause of stress or worry, Laura talks about learning to be more open as it will really help – both in a problem shared way and to find practical help. Divided into dedicated chapters, you can dip in and out of it as your financial situation changes, or a question crops up. Money: A User’s Guide is definitely one I’ll be keeping on my shelf in easy reach (it already has about 20 mini Post-its scattered throughout) for copious future use! Take control of your personal finances with this concise, timely and indispensable guide, from acclaimed money expert Laura Whateley. The British bestseller that everyone is talking about – now in a fully researched American edition. Ten years on from the financial crash, and we are still bad with money.We press ‘cash only’ at ATMs, and accept that we’ll be paying back our student loans with our pension savings. Money: A User’s Guide cuts through all the panic of personal finances. It will teach you how to get a great credit score, how to save hundreds on bills, and offer practical advice on every difficult conversation you’ve been avoiding including:
This essential book will give you the confidence and clarity to take back control of your bank account, enabling you to thrive in all areas of your life. A key take away from this book is there is no wrong choice on whether we decide to spend money or save money. The key thing is to be spend or save as a financially disciplined individual. Talking about money can be a sensitive subject. Sometimes, money isn’t even something we want to think about, let alone have a conversation concerning our accounts or our spending. One reason outlined in the book as to why we are uncomfortable with the thought or discussion of money is because “…we are psychologically programmed to make poor financial decisions”. According to Laura Whateley, it’s in our nature to spend money recklessly without even thinking twice about it. However, even with our natural ability to spend money frivolously, Laura Whateley outlines one truth — There is no right answer or wrong answer on whether it’s right to spend money or save it at any point in time. What's more important is learning to be disciplined with our financial decisions. The book provides ample insight on things we can do to boost our confidence and gain control of our spending, sparring and investing decisions. [Criticisms]In its greatness, we must give you a disclaimer. The only point of criticism we can provide for this book (for a non-UK reader) is that majority, if not all, of the information & statistics provided in this book are based on the UK’s parameters of personal finance. For such reason, it may be difficult for readers outside of the UK to use this book in the full and effective capacity it was designed for the reader to do so in. As well as this, as the years go on, changes to the world, laws and rates within UK finance may cause this book’s information to become outdated — e.g tax brackets, interest rates etc. Nevertheless, the basic fundamental financial information & tips in this book can still be applied for the benefit of all people around the world. [Reasons for Recommendation]Money is a MUST read ( / listen for the audiobook lovers out there)!!! If you are an adult, a young adult or a student just leaving university, we believe this book is the all-encompassing provider of the necessary information to educate you on personal finances. It will allow you to better your finances, clear your debts or even buy your first property. The book has everything! From the basics to the secrets some of us may not know, all is explained in a digestible manner, broken down and excluding the financial jargon to the understanding and satisfaction of the average individual. Why we like it so much is because it all very informal. The information you pick up is similar to the key points you'd take away from a conversation with your more educated friend, neighbour or colleague about personal finance over a coffee and carrot cake. Its comforting and encouraging, a book that doesn't make the matter of taking control of your personal finances a daunting or distasteful experience, but helps you with tips and tricks to spend and save in the most efficient and disciplined way Another fantastic feature of this book is its structure. The book is split into three parts:
This structure makes it easier for readers to navigate through the book picking and choosing what they specifically want to educate themselves on. [Rate The Book]We rate the book – 4.5/5 Overall, this book is full of detailed information, facts and hidden insights into the world of personal finance. You are guaranteed to take on board new knowledge. What’s clear is, whether it is to do with clearing debts, investing in stocks and shares or even how money can affect relationships and mental health, all the information is valuable and given in a simple and engaging manner. Money is a great book. It’s actionable even if you already have substantial financial knowledge because the tips and tricks can serve as timely reminders when needed, of things you may have forgotten, or are yet to use in full effect. In our eyes, this book is beneficial to all ages. The younger you are, it’s a really great primer on all things money. The older you get, it’s perfect to keep and look back on for constant reminders of how to be confident when handling money and personal finances. So if in need of basic financial knowledge or reassurance & confidence in dealing with your finances (which we all need), click the link below! Is it worth reading Psychology of money?Conclusion: "The Psychology of Money" is a must-read for anyone seeking a deeper understanding of the interplay between psychology and finance. While it's not a step-by-step guide to wealth accumulation, it provides invaluable insights into developing a healthier and more productive relationship with money. Can you make money by reviewing books?Booklist – Booklist Publications is looking for freelance book reviews that are around 150 to 175 words long that describe the plot, suggest an ideal audience, and more. Booklist pays $15 for each book review, and you are paid once the review has been published. |
